When you think about it, putting aside a tiny part of your salary a day or passing on a cookie is do-able. And it pays off in the long run. But for some weird reason very few people actually do it.
The same is true for the finances. According to the Money Mag’s Millionaire Calculator there is no need to win a lottery in order to become a millionaire. It’s enough to save $5 a day for 40 years and you’ll hit a Millionaire status!
Nutritionists say that it’s enough to eat 250 calories less per day to lose 26 pounds a year. 250 calories are 2/3 of a Chocolate Chunk Cookie at Starbucks. This means that by not changing anything else in your daily routine except for eating 250 calories less a day will get you much bigger results than fad diets or irregular gym workouts.
This partly explains why the goal setting exercise that we’ll talk more about in this post is so effective. But before we get to it, let me explain what I mean by “minor changes” leading to huge results.
Someone very smart once said, “How we spend our days is how we spend our life”. Life doesn’t usually change overnight (as much as we would often hope it would). It changes, because we make little tweaks in our daily habits. Sometimes we do it intentionally. But a lot of times we just kind of start doing something differently, considering it to be insignificant minor change, but these small actions add up to huge life changes over time.